How to use Jyske Nordic Payments

Jyske Nordic Payments is the direct way to make local payments in Norway and Sweden. The online bank will automatically figure out whether your payment can be processed as a Jyske Nordic Payment, when you set up an international transfer via “Payments” in the menu.

Cut-off

The payment instruction must be submitted and approved in Jyske Online Banking Business on the payment date prior to the cut-off below:

Country	Currency	Time
Sweden – domestic payments	SEK	15:00 CET
Sweden – salary payments	SEK	The payment date is 2 banking days before the salary should be available to the recipient no later than 8:00 CET. If the recipient need their salary at their disposal on the 25th, the payment date must be the 23rd and the file must be approved in the system before 8:00 CET on the 23rd.
Norway – domestic payments	NOK	14:00 CET
Norway – salary payments	NOK	The payment date is the banking day before the salary should be available to the recipient no later than 10:00 CET. If the recipient need their salary at their disposal on the 27th, the payment date must be the 26th and the file must be approved in the system before 10:00 CET on the 26th.

The amount will be at the recipient’s disposal on the following day. Please note: The amount will be deposited into the recipient’s account in the course of the day and will therefore not necessarily be available in the morning! This means that wages and salaries must be sent at least 2 days before it has to be at the recipient’s disposal.

NOTE: We do not support payments to Plusgirot

Please note that we do not support payments made to Plusgirot (Postgiro) and that Postgiro and Bankgiro numbers may be identical(!)

The number for both Postgiro and Bankgiro contains either 7 or 8 digits:

Postgiro may have this format: nnnnnn-n.
Bankgiro may have this format: nnn-nnnn.

However, when you make a transfer via Jyske Nordic Payments, we are not able to distinguish between the Postgiro and Bankgiro format, as we cannot handle the hyphen contained in the giro number. (A payment that was meant to be sent to a Postgiro number may therefore accidentally be sent to a Bankgiro number).

You can check here whether the number you have been given is a Bankgironummer.

If you have been given a Plusgirot number (or a Postgiro number), you must contact the payment recipient, in order to obtain a Bankgiro number, account number including registration number or IBAN number, before you can set up the payment via Jyske Nordic Payments.

How to do this

Log in to Jyske Corporate Banking (see guide).
Select "Payments" in the menu and then select "International payment".
Enter the details for the payment that you want to make.
Click "Next”. You will now see additional fields related to the payment.

This means the payment instruction has already been checked in terms of whether it can be handled as a domestic Norwegian or Swedish payment order. Netbank will automatically figure out, whether your payment instruction can be processed as a Jyske Nordic Payment. You can see the result in the green box below the payment.

The sender account must be registered with Nordic Payment.
The amount must be in either NOK or SEK, corresponding to the currency of the sender account.
If you use a domestic account number or a BankGirot number, the account number is not validated before processing.

You will now have access to the fields "Recipient’s name" and "Message to recipient". Fill these in.
Execute the payment by clicking "Transfer" and then authenticate the payment. Please note that both yours and a colleague’s authentication may be required before the payment can be executed. This depends on the rights of approval.

Overview of domestic payments

The following domestic payments can be made. Please note that they only differ in terms of recipient account and notification.

Domestic payment type	Recipient account	Notification
Swedish BankGirot payment with free notification message	BankGirot number (7 or 8 digits)	Free text
Swedish BankGirot payment with reference	BankGirot number (7 or 8 digits)	”OCR:1234…” Start with OCR: and then the OCR reference stated on the invoice (max. 25 digits).
Swedish account to account	Local account number or IBAN number	Max. 12 characters. Please note that only the 12 characters stated in the field ’Message to recipient’ will be sent along with the payment. The sender’s name will not be included in the details sent to the recipient.
Norwegian KID payment	Domestic account number or IBAN number	”KID:1234…” Start with KID: and then the KID reference stated on the invoice (max. 25 digits).
Norwegian invoice payment	Domestic account number or IBAN number	”CINV:1234…” Start with CINV: and then the invoice number stated on the invoice (max. 25 digits).
Norwegian account to account	Local account number or IBAN number	Free text (max. 27 characters in the field ’Message to recipient’.