Change of SWIFT/BIC in connection with cross-border payments

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SWIFT/BIC will change from HANDDKKK to JYBADKKK. JYBADKKK is usable as from 1 October 2023. In the period from 1 October to 10 November 2023, you can use both JYBADKKK and HANDDKKK. After this, HANDDKKK will be deleted.

Your account numbers and IBAN account numbers will continue unchanged.

In order to ensure correct receipt of your payment, in time and without undue costs, your invoice should include the following details:

  • The company’s name and address, postal code, city and country
  • IBAN number


IBAN is an account number which is structured in an international format and recognisable for all countries that have implemented IBAN. IBAN must be used for cross-border payments. All accounts have an IBAN attached.


BIC is used to identify a bank. BIC is not compulsory, when IBAN is used. If you enter the correct IBAN, BIC will automatically be entered in Netbank Erhverv. BIC consists of 8 or 11 characters (the first six are always letters followed by letters or numbers).